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This brochure is for summary purposes only and does not supersede the rules of the Scheme in any way.
[/vc_column_text][vc_empty_space][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”right” background_image_as_pattern=”without_pattern” z_index=””][vc_column][button target=”_self” hover_type=”default” text=”Download” link=”http://camaf.org.za.dedi1527.jnb1.host-h.net/wp-content/uploads/2019/12/2020-CAMAF-Benefits-eBrochure_FINAL2.pdf”][vc_column_text css=”.vc_custom_1570737512640{margin-bottom: 50px !important;}”]
CAMAF BENEFIT OPTION 2020 – PDF DOWNLOAD
[/vc_column_text][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_accordion collapsible=”yes” style=”toggle”][vc_accordion_tab title=”CAMAF Benefit Option Summary”][vc_column_text]
| Alliance | Double Plus | Vital | Essential Plus | First Choice | Network Choice | |
| Hospital and Chronic | ☆☆☆☆☆ | ☆☆☆☆☆ | ☆☆☆☆☆ | ☆☆☆☆ | ☆☆☆ | ☆☆☆ |
| Day to Day | ☆☆☆☆☆ | ☆☆☆☆ | – | – | ☆☆☆ | ☆☆☆ |
| Preventative Wellness Benefits | ☆☆☆☆☆ | ☆☆☆☆☆ | ☆☆☆☆☆ | ☆☆☆☆☆ | ☆☆☆ | ☆☆☆ |
| MSA (savings) | ☆☆☆☆ | ☆☆☆ | – | ☆☆☆☆☆ | – | – |
| Target Market | Executives, mature families and members with significant health risks. | Young families or couples trying to conceive. | Single members or couples without children in need of major risks covered. | Entry to mid-level wanting to put away savings for day-day expenses. | Entry-level and suport staff at member firms. | Entry-level and support staff willing to make use of networks. |
[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”CAMAF Benefit Options: Quick Summary”][vc_column_text][table id=71 /][/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: Alliance” title_color=”#01304a”][vc_column_text]
| Any Private Hospital: No limits, private wards for confinements (subject to availability) | |
| Attending Dr’s and Specialists: Up to 300% CBT | |
| 64 Chronic Conditions medication and consultations. Includes unlimited appropriate biological drugs and specialised technology | |
| Unlimited X-Rays and Blood Tests IN and OUT of hospital including MRI and CT scans | |
| Screening Benefit | |
| 3 Month post hospitalisation benefit | |
| External Appliances: Wheelchair, hearing aid, breast pump, baby sleep monitor | |
| Check-Ups and Vaccines: GP, Specialist, Dental, Optometry, Dermatologist, ECG, Dietician | |
| Infertility R87 000 per family |
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=66 /][/vc_column_text][vc_column_text]
#Please refer to website for ICON benefit structures.
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=68 /][/vc_column_text][vc_column_text]*Refer to website for relevant ICD 10 codes.[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18452″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=72 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18452″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=67 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18452″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=70 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
[/vc_column_text][vc_separator type=”transparent”][vc_column_text][table id=69 /][/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: Double Plus” title_color=”#f79b19″][vc_column_text]
| Any Private Hospital: No limits | |
| Attending Dr’s and Specialists: Up to 300% CBT | |
| 63 Chronic Conditions Medication and Consultations. Includes unlimited appropriate Biological Drugs and Specialised Technology |
|
| Unlimited X-rays and Blood Tests In and Out of Hospital including MRI and CT Scans | |
| Screening Benefits | |
| 3 Month Post Hospitalisation Benefit | |
| External Appliances: wheelchair, hearing aid, breast pump, baby sleep monitor | |
| Check-ups and Vaccines: GP, Specialist, Dental, Optometry, ECG | |
| Infertility R61 400 per family |
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=73 /][/vc_column_text][vc_column_text]
#Please refer to website for ICON benefit structures.
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=74 /][/vc_column_text][vc_column_text]
*Refer to website for relevant ICD 10 codes.
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=78 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18441″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=75 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18441″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=76 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
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[table id=77 /]
[/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: Vital” title_color=”#cddb28″][vc_column_text]
| Any Private Hospital: No limits | |
| Attending Doctors and Specialists: Up to 300% of CBT | |
| 63 Chronic Conditions: Medication and consultations. Covers the medication and necessary consultations and procedures. Includes unlimited appropriate biological drugs and specialised technology as well as door to door medication delivery | |
| Unlimited X-Rays and Blood Tests IN and OUT of hospital including MRI’s and CT’s | |
| Screening Benefits | |
| 3 Month post hospitalisation benefit | |
| External Appliances: Wheelchair, hearing aid, breast pump, baby sleep monitor | |
| Check-Ups and Vaccines: GP, Specialist, Dental, Optometry, ECG |
[/vc_column_text][vc_single_image image=”18404″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=79 /][/vc_column_text][vc_column_text]
#Please refer to website for ICON benefit structures
[/vc_column_text][vc_single_image image=”18404″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_separator type=”transparent”][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=80 /][/vc_column_text][vc_column_text]
*Refer to website for relevant ICD 10 codes.
[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18404″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=83 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18404″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=81 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
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[table id=82 /]
[/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: Essential Plus” title_color=”#77c9b8″][vc_column_text]
| Any Private Hospital: No limits | |
| Attending Doctors and Specialists: Up to 200% of CBT | |
| 27 Chronic Conditions: Medication and consultations | |
| Unlimited X-Rays and Blood Tests IN hospital including MRI and CT scans | |
| Screening Benefits | |
| Check-ups and Immunisation Benefits |
[/vc_column_text][vc_single_image image=”18397″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=86 /][/vc_column_text][vc_column_text]#Please refer to website for ICON benefit structures
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=87 /][/vc_column_text][vc_column_text]
*Refer to website for relevant ICD 10 codes.
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[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=91 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18397″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=88 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18397″ img_size=”150 x 150″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=89 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
[/vc_column_text][vc_separator type=”transparent”][vc_column_text][table id=90 /][/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: First Choice” title_color=”#006f7b”][vc_column_text]
| Any Private Hospital: No limits | |
| Attending Dr’s and Specialists: Up to 100% CBT | |
| 27 Chronic Conditions: medication and consultations. Includes unlimited appropriate biological drugs and specialised technology and door to door medication delivery |
|
| X-Rays and Blood Tests Advanced scans limited to R36 900 per family | |
| Screening Benefits | |
| 80% of GP, Specialists, Dental, Optometry, Check-ups, ECG, Vaccines |
[/vc_column_text][vc_single_image image=”18431″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=92 /][/vc_column_text][vc_column_text]
#Please refer to website for ICON benefit structures.
[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18431″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=93 /][/vc_column_text][vc_column_text]*Refer to website for relevant ICD 10 codes.[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18431″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=97 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18431″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=94 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18431″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=95 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
[/vc_column_text][vc_separator type=”transparent”][vc_column_text][table id=96 /][/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Benefit Option: Network Choice” title_color=”#fdc592″][vc_column_text]
| Network Hospital: No limits (DSP hospital group is Netcare) | |
| Attending Doctors: Up to 100% CBT only at DSP | |
| 27 Chronic Conditions: medication and consultations. Includes unlimited appropriate biological drugs and specialised technology and door to door medication delivery |
|
| X-Rays and Blood Tests Advanced scans limited to R36 900 per family | |
| Screening Benefits | |
| Vaccines |
[/vc_column_text][vc_single_image image=”18410″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=98 /][/vc_column_text][vc_column_text]
#Please refer to website for ICON benefit structures
[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18410″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=99 /][/vc_column_text][vc_column_text]
*Refer to website for relevant ICD 10 codes.
[/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18410″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=103 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18410″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=100 /][/vc_column_text][vc_separator type=”transparent”][vc_single_image image=”18410″ alignment=”center” qode_css_animation=””][vc_column_text]
[/vc_column_text][vc_column_text]
All benefits listed below are annual, unless otherwise stated. Where a condition qualifies as a PMB and is registered with the Scheme, payment will be governed by the legislation set out in the Regulations listed in the Medical Schemes Act.
[/vc_column_text][vc_column_text][table id=101 /][/vc_column_text][vc_separator type=”transparent”][vc_column_text]
[/vc_column_text][vc_separator type=”transparent”][vc_column_text][table id=102 /][/vc_column_text][vc_separator type=”transparent”][/vc_accordion_tab][vc_accordion_tab title=”Monthly Contribution Rates”][vc_column_text][table id=104 /][/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Chronic Disease List – PMB CDL Conditions – All Options”][vc_column_text][table id=9 /]
In terms of the Medical Schemes Act Regulations that came into effect on 1 January 2004, Medical Schemes are required to fund the cost of the diagnosis, medical management
(consultations and procedures) and medication of the specified list of chronic conditions. All of these conditions are covered by CAMAF.
*Subject to registration on relevant Wellness Programme.
**Subject to registration with LifeSense.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Chronic Disease List – Additional Chronic Conditions – Alliance, Double Plus and Vital options”][vc_column_text]
[table id=8 /]
[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”ICD10 Codes 2020″][vc_column_text]
[table id=27 /]
[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”CAMAF Benefit Option 2020 – Pdf Download”][button target=”_self” hover_type=”default” text=”Download” link=”http://camaf.org.za.dedi1527.jnb1.host-h.net/wp-content/uploads/2019/10/2020-CAMAF-Benefits-eBrochure_FINAL.pdf”][/vc_accordion_tab][vc_accordion_tab title=”Glossary”][vc_column_text]
*More details available on the website www.camaf.co.za
– for full explanations, consult the Registered Rules
[/vc_column_text][vc_column_text]
[table id=26 /]
[/vc_column_text][/vc_accordion_tab][/vc_accordion][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”right” background_image_as_pattern=”without_pattern” padding_bottom=”50px” z_index=””][vc_column][button target=”_self” hover_type=”default” text=”Download” link=”http://camaf.org.za.dedi1527.jnb1.host-h.net/wp-content/uploads/2019/12/2020-CAMAF-Benefits-eBrochure_FINAL2.pdf”][vc_column_text css=”.vc_custom_1570737592029{margin-bottom: 50px !important;}”]
CAMAF BENEFIT OPTION 2020 – PDF DOWNLOAD
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